The Best Pet Insurance for Balinese Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Balinese? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Balinese needs.
Balinese Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Balinese cats are to rack up big vet bills.
For Balinese cats, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Balinese Cats
Here’s a quick peek at 10 inherited health problems in Balinese cats. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic cardiomyopathy (HCM)
Hypertrophic cardiomyopathy is a condition where the heart muscle thickens, making it harder for the heart to pump blood. This can lead to breathing problems, fainting, and even sudden death.
2
Polycystic kidney disease (PKD)
Polycystic kidney disease is a condition where fluid-filled cysts form in the kidneys, causing them to enlarge and eventually leading to kidney failure.
3
Progressive retinal atrophy (PRA)
Progressive retinal atrophy is a degenerative disease of the retina, the part of the eye that senses light. Over time, the retina deteriorates, leading to vision loss and eventual blindness.
4
Pyruvate kinase deficiency (PK deficiency)
PK deficiency is a genetic condition where the body doesn't produce enough of an enzyme called pyruvate kinase. This can cause anemia and other health problems.
5
Spinal muscular atrophy
Spinal muscular atrophy (SMA) is a group of conditions that cause muscle weakness and wasting, due to problems with the nerve cells that control the muscles.
6
Factor VII deficiency
Factor VII deficiency is a genetic bleeding disorder where the body doesn't produce enough of a protein called Factor VII, leading to increased bleeding and bruising.
7
Adrenal gland disorders
The adrenal glands produce hormones that control various functions in the body, such as stress response and blood pressure. Adrenal gland disorders can cause problems with these functions.
8
Feline lower urinary tract disease (FLUTD)
Feline lower urinary tract disease is a broad term for a range of conditions that can affect a cat's urinary tract and cause pain, difficulty urinating, and other symptoms.
9
Dwarfism
Dwarfism is a condition where a cat doesn't grow to its full potential, resulting in a smaller size. This can be due to genetic factors or other health problems.
10
Hemophilia B (Christmas disease)
Hemophilia B is a genetic bleeding disorder where the body doesn't produce enough of a protein called Factor IX, leading to increased bleeding and bruising. It's also known as "Christmas disease" after the first person diagnosed with it.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Balinese becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Balinese is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Balinese Cats?
Luckily there are pet insurance alternatives for Balinese cats, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Balinese cats. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Balinese cat’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Balinese cat's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Balinese cats.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.
Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.