The Best Pet Insurance for Peterbald Cats
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Peterbald? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Peterbald needs.
Peterbald Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Peterbalds are to rack up big vet bills.
For Peterbalds, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Peterbalds
Here’s a quick peek at 10 inherited health problems in Peterbalds. Be sure these conditions are not excluded from your benefits:
1
Hypertrophic cardiomyopathy (HCM)
Hypertrophic cardiomyopathy is a common heart condition in cats, where the heart muscle becomes thick and makes it harder for the heart to pump blood efficiently. This can lead to heart failure and other health problems.
2
Polycystic kidney disease (PKD)
Polycystic kidney disease is a genetic condition where cysts develop in the kidneys and can cause kidney failure over time. It's a progressive disease and can occur in cats of any age.
3
Progressive retinal atrophy (PRA)
Progressive retinal atrophy is a degenerative eye disease that causes the retina to deteriorate, eventually leading to blindness. It's a genetic condition that usually affects older cats.
4
Dilated cardiomyopathy (DCM)
Dilated cardiomyopathy is a type of heart disease that causes the heart to become enlarged and weakened, making it harder for the heart to pump blood efficiently. This can lead to heart failure and other health problems.
5
Hip dysplasia
Hip dysplasia is a genetic condition where the hip joint doesn't form properly, causing arthritis and joint pain. It's most commonly seen in large breeds of cats, but can occur in any breed.
6
Urinary tract disorders
Urinary tract disorders can include a variety of issues, such as bladder infections, stones, and blockages. These can cause pain and discomfort, and can lead to serious health problems if not treated promptly.
7
Respiratory disorders
Respiratory disorders can include conditions such as asthma, bronchitis, and other breathing problems. These can make it difficult for cats to breathe and can lead to serious health problems if not treated promptly.
8
Renal amyloidosis
Renal amyloidosis is a condition where abnormal protein deposits build up in the kidneys, eventually causing kidney failure. It's most commonly seen in older cats.
9
Feline lower urinary tract disease (FLUTD)
Feline lower urinary tract disease is a term used to describe a variety of conditions that can affect the lower urinary tract in cats, including bladder infections and stones. These can cause pain and discomfort, and can lead to serious health problems if not treated promptly.
10
Inflammatory bowel disease (IBD)
Inflammatory bowel disease is a condition where the intestinal lining becomes inflamed, leading to digestive problems such as diarrhea and vomiting. It's a chronic condition that requires ongoing management and treatment.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Peterbald becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Peterbald is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Peterbalds?
Luckily there are pet insurance alternatives for Peterbalds, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Peterbalds. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Peterbald’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Peterbald's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Peterbalds.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
As a 501(c)3 nonprofit, we do not accept compensation for our blog posts, nor for reviewing, recommending, or linking to others.
Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.