The Best Pet Insurance for Bichon Frise Dogs
As pet parents, we always want the best for our fur-babies. We strive to provide them with a happy and healthy life, and that includes giving them proper medical care when they need it. Since unexpected vet bills are a major financial burden, pet insurance has become a must-have for emergencies. How do you know what is the best pet insurance for your Bichon Frise? In this blog, we'll explore the options and compare the benefits to help you make an informed decision.
The first (and most important) step is to know exactly what kind of benefits your Bichon Frise needs.
Bichon Frise Health Risk Profile
With unexpected vet bills ranging from $1,000 for a minor incident to $50,000 or more for a major emergency, choosing between our savings and our fur-baby can become a reality for many. Here’s an idea of how likely Bichon Frise Dogs are to rack up big vet bills.
For Bichon Frise Dogs, your best bet is to make sure there are no reimbursement limits on your pet insurance.
10 Inherited Health Problems in Bichon Frise Dogs
Here’s a quick peek at 10 inherited health problems in Bichon Frise Dogs. Be sure these conditions are not excluded from your benefits:
1
Luxating Patella
This is a condition where the knee cap dislocates or moves out of its normal position. It can cause pain and lameness in the affected leg.
2
Allergies
Bichon Frises can be prone to skin and food allergies, which can cause itching, redness, and skin infections.
3
Epilepsy
This is a neurological condition that causes seizures. It is usually hereditary and can be controlled with medication.
4
Portosystemic Shunt (PSS)
This is a congenital condition where the blood bypasses the liver, leading to an accumulation of toxins in the body. Symptoms include stunted growth, behavioral changes, and seizure.
5
Hip Dysplasia
This is a genetic condition where the hip joint does not form properly, leading to arthritis and pain.
6
Bladder Stones
Bichon Frise Dogs can be prone to developing bladder stones, which can cause urinary tract infections and other problems.
7
Cataracts
This is a condition where the lens of the eye becomes cloudy, causing vision loss. It is usually hereditary and can be treated with surgery.
8
Atopic Dermatitis
This is a skin condition that causes itching, redness, and skin infections. It is often hereditary and can be managed with medication and lifestyle changes.
9
Dry Eye (Keratoconjunctivitis Sicca)
This is a condition where the eyes do not produce enough tears, leading to eye discomfort and vision problems.
10
Legg-Calve-Perthes Disease
This is a condition where the blood supply to the hip joint is disrupted, causing the joint to deteriorate. It can cause pain and lameness in the affected leg.
This is where pet insurance comes in. …Or, does it?
Depends on what do you mean by “best” pet insurance.
As you know, pet insurance is a type of insurance policy that covers veterinary medical expenses when your Bichon Frise becomes sick or injured. Depending on the policy you choose, pet insurance can cover a wide range of medical expenses, including surgery, medication, and hospitalization.
However, it’s important to understand that coverage exclusions exist in all pet insurance companies, which limit the effectiveness of even the best pet insurance. More importantly: because pet insurance is a type of property insurance, it does not provide the same level of benefits we expect in our human health insurance.
Many pet parents find out too late that all pet insurance excludes pre-existing conditions, and this can be a major deal-breaker. Plus, without pre-existing condition coverage, you can't switch pet insurance companies without losing coverage on all previous health problems after your Bichon Frise is sick or injured. Better hope you choose wisely the first time, because there are no do-overs with pet insurance.
As you can see, pet insurance is an option to cover (some) big vet bills, but it’s far from perfect.
What’s the best pet insurance for Bichon Frise Dogs?
Luckily there are pet insurance alternatives for Bichon Frise Dogs, such as pet medical cost shares. Pet medical cost sharing allows pet parents to pool financial resources to cover eligible pet medical expenses.
"Unexpected pet medical expenses can happen at any time."
Of the available options, Pawamedics pet medical cost share is the best pet insurance alternative for Bichon Frise Dogs. As a 501(c)3 nonprofit, Pawamedics' focus is on providing better benefits and value than any pet insurance offers.
Unlike pet insurance, Pawamedics includes pre-existing conditions on a phased-in basis, and offers unlimited reimbursements for pet medical expenses. All your Bichon Frise’s conditions are included in benefits, whether they are the inherited conditions above or something else entirely. Plus, medications are always included with Pawamedics, making it a simple and straightforward way to cover your Bichon Frise's medical expenses.
Pawamedics pet medical cost share Membership benefits include illness, injuries, and wellness care for Bichon Frise Dogs.
Unexpected pet medical expenses can happen at any time. Waiting until you already have big pet medical costs to sign up is always too late to get help with current expenses. But even if your pet already has big vet bills, getting pet insurance, joining a pet medical cost share, or finding another pet insurance alternative now will avoid big pet medical costs in the future. As pet parents, it's up to us to make sure we provide the best care possible for our beloved pets, and Pawamedics can help us achieve that goal.
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Disclaimer
This website is not a substitute for medical/veterinary counsel, financial counsel, or legal counsel. Please always consult an appropriate qualified professional for advice on your specific situation. Information provided by this website may not be accurate or complete at any given time. Pawamedics disclaims all liability regarding any actions taken or not taken based on any contents of this website.